It is better to have travel insurance and not need it, than to need it and not have it.
Each year, GLA sees student's cancel for various reasons. Whatever they are though, some or all of your tuition and airfare may not be refundable. A travel insurance policy will protect your investment in a GLA program should you need to cancel for a covered reason.
Why do I need travel insurance?
Travel Insurance is not required. Your GLA tuition does include emergency evacuation assistance and secondary medical coverage during your program. However, there are a number of other things that can occur that you are not protected from without travel insurance, such as:
you got sick before your program and you had to cancel
a family member got sick before/during your program and you had to cancel
your flight was delayed
your flight was cancelled
your passport is lost or stolen
weather prevents you from travel
your baggage is delayed or lost
Where do I buy travel insurance?
What if I need to cancel but it's not due to illness or injury?
When you apply for a GLA program, we recommended that you purchase a travel insurance policy at the same time. Doing so will typically allow you to include an extra coverage options called Cancel for Any Reason. We highly recommend this coverage during times of uncertainty.
Note: Due to individual state laws, Cancel for Any Reason insurance is not available for residents of New York.
Can I buy travel insurance before I buy airfare?
Yes and it is recommended that you do so!
When you apply for a GLA program, you must wait to become enrolled before you can purchase airfare (we will advise you when to do this). You should purchase your travel insurance policy when you place your deposit and use the GLA tuition plus a flight estimate as the "trip cost". This way, if you decide to upgrade your policy to "cancel for any reason" you will be covered for the full amount you wish to be reimbursed.
By purchasing your travel insurance policy when you apply for a GLA program, you are giving yourself the option to add on cancel for any reason as well as other benefits that come with purchasing a policy within 14 days of placing your deposit.
See CISI Policy Details (Included in your tuition)
Insurance coverage is underwritten by Spinnaker Insurance Company (an IL Corporation, NAIC #24376) under policy form series RIG1000. Administrative office is located at One Pluckemin Way, Suite 102, Bedminister, NJ 07921. Not all insurance coverages or products may be available in all jurisdictions. Please refer to the policy for complete details.
Plans are administered by battleface Insurance Services LLC,, 629 N High St. 6th Floor, Columbus, OH 43215, CA license number 0M75381. Non-Insurance services are provided by battleface Assist.
This program contains a PRE-EXISTING conditions limitation. Please read the Definitions and Exclusions carefully.
The insurance described in this document provides limited benefits. Limited benefit plans are insurance products with reduced benefits intended to supplement comprehensive health insurance plans. This insurance is not an alternative to comprehensive coverage. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential coverage as set forth under the Patient Protection and Affordable Care Act.
All U.S. persons are required to comply with trade and economic sanctions regulations as enforced by the U.S. Treasury Department’s Office of Foreign Assets Control (“OFAC”). Any benefits or claims made under this Policy will only be made in full compliance with all United States of America economic sanctions laws, and regulations as administered by the U.S. Treasury Department’s Office of Foreign Assets Control (“OFAC”). Any expenses incurred or claims made involving travel, or travel related services which are in violation of any U.S, United Nations, European Union sanctions, resolutions or regulations will not be covered under this plan. For more information please consult the OFAC website http://www.treasury.gov/resource-center/sanctions/.